Specialist & Commercial Mortgages

We've got the market covered

Need help or assistance finding the right service? Call us on 0121 309 0444

Specialist & Commercial Mortgage Lenders

Our dedicated commercial team are highly experienced across all aspects of the sector. We are not tied to any product provider, meaning we can focus on your needs and find the right commercial mortgage lenders that will meet your requirements and maximise your potential for success.

At Finance 4 Business, we enable you to access mainstream commercial mortgage lenders, such as High Street Banks and Challenger Banks. We also give you access to a wide range of specialist commercial mortgage lenders, enabling us to offer a number of exclusive products which are not available direct to the general public. This highlights Finance 4 Business’s highly regarded reputation within the marketplace as a broker that provides not only a professional and efficient specialist mortgage service, but on operating with complete honesty, integrity and transparency.

    • Rates from 2% above Bank of England Base Rate
    • Interest only options available
    • Up to 30 year term
    • Up to 85% LTV on HMO and Buy to Let investments
    • Exclusive credit impaired products
    • Sole Trader, Partnerships, LLP & Ltd Company solutions

Residential & Portfolio Investments Including HMO's

Whether you are a seasoned Investor/Landlord, or if this is your first investment property acquisition, the consideration for Residential Investment Property purchases is becoming ever more important in light of recent taxation changes.*

If you are purchasing within a Ltd Company, as a partnership or personally, our team of specialists have the expertise and range of commercial mortgage lenders to enable you to make the right choices.


*We recommend that you always seek independent taxation advice when purchasing investment property.

Semi Commercial Properties

Semi Commercial Properties generally consist of an element of both commercial and residential space. One of the most common of these types of properties is a retail shop on the ground floor with a residential flat above.

Purchase of these properties is becoming ever more popular in light of the recent taxation* changes for residential investments.

If you are looking at purchasing a Semi Commercial property, we enable you to have access to mainstream and a wide variety of specialist commercial mortgage lenders who specialise in these types of transactions.


*We recommend that you always seek independent taxation advice, when purchasing investment property.

Commercial Properties

Are you a Commercial Landlord looking to increase your portfolio or review your existing borrowing facilities? Or would you like to purchase or refinance your own trading premises? Whatever your commercial property requirement, we have experts to assist with any situation.

Competition has increased dramatically in recent years, with the introduction to the market of Challenger Banks and Specialist Lenders to compete with the traditional High Street Banks. This has made owning commercial property as a landlord or business owner more achievable than ever before.


We can provide 1st & 2nd charge term lending on a vast array of properties including:

  • Retail
  • Offices
  • Industrial and Warehouse Units
  • Dental, GP and Veterinary Practices
  • Nursing/Care Homes
  • Leisure and Hospitality including Public Houses, Restaurants, B&B, Guest Houses, Hotels, Gyms, Fitness Centres and Golf Courses