Specialist & Commercial Mortgages

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An Introduction to Specialist Mortgages

Our dedicated commercial team are highly experienced across all aspects of the sector. We are not tied to any product provider, meaning we can focus on your needs and find the lender that will meet your requirements.

We utilise High Street Banks, Challenger Banks and Specialist Lenders, enabling us to offer a number of exclusive products which are not available direct to the general public. This highlights Finance 4 Business’s highly regarded reputation within the market place.

  • Rates from 2% above Bank of England Base Rate
  • Interest only options available
  • Up to 30 year term
  • Up to 85% LTV on HMO and Buy to Let investments
  • Exclusive credit impaired products
  • Sole Trader, Partnerships, LLP & Ltd Company solutions

Residential & Portfolio Investments Including HMO's

Whether you are a seasoned Investor/Landlord, or if this is your first investment property acquisition, the consideration for Residential Investment Property purchases is becoming ever more important in light of recent taxation changes.*

If you are purchasing within a Ltd Company, as a partnership or personally, we have the expertise and range of lenders to enable you to make the right choices.


*We recommend that you seek independent taxation advice, when purchasing investment property.

Semi Commercial Properties

Properties generally consisting of an element of both commercial and residential space. Most common is a retail shop on the ground floor, with a residential flat above.

Purchase of these properties is becoming ever more popular, in light of the recent taxation* changes for residential investments.

If you are looking at purchasing a Semi Commercial property, we have access to lenders who specialise in these types of transactions.


*We recommend that you seek independent taxation advice, when purchasing investment property.

Commercial Properties

Are you a Commercial Landlord looking to increase your portfolio or review your existing borrowing facilities? Or would you like to purchase or refinance your own trading premises? Whatever your commercial property requirement, we have experts to assist with any situation.

Competition has increased dramatically in recent years, with the introduction to the market of Challenger Banks and Specialist Lenders to compete with the traditional High Street Banks. This has made owning commercial property as a landlord or business owner more achievable than ever before.


We can provide 1st & 2nd charge term lending on a vast array of properties including:

  • Retail
  • Offices
  • Industrial and Warehouse Units
  • Dental, GP and Veterinary Practices
  • Nursing/Care Homes
  • Leisure and Hospitality including Public Houses, Restaurants, B&B, Guest Houses, Hotels, Gyms, Fitness Centres and Golf Courses