Finance4Business

There’s no getting away from the fact the UK housing market is flat. Whether because of affordability issues, Brexit uncertainty or house prices, there just isn’t a lot of activity at the moment. Indeed, a report by Lloyds Bank found the number of people who moved home in 2017 fell to 367,000 – down from…

Whatever figures you choose to go by one thing is clear at the moment, the specialist lending market is on the brink of something great. According to the Intermediary Mortgage Lenders Association (IMLA), for example, specialist lenders have seen a massive 19% growth in volume since 2009 with annual values tripling in that time. But…

The world is changing. Indeed, at present, from a political standpoint at least it’s changing by the second! But even aside from the chaos of Brexit, it’s clear that we’re operating in a whole new landscape to that in which we found ourselves some 10 or 20 years ago. The fact is the way people…

A recent report by the Ernst and Young Financial Services Corporate Finance team has concluded that the number of bridging lenders operating within the sector could decrease in the next two to five years as intensifying competition leads to an ‘organic’ expansion of leading industry players, the increased acquisition of smaller lenders and the growing…

It was described as the worst Budget build up in history but when Philip Hammond took to the despatch box to make his statement he actually had one or two crowd pleasers in store. In a speech that was peppered, rather uncharacteristically with jokes, Mr Hammond announced big news for first time buyers with the…

Latest figures from the Association of Short Term Lenders suggest bridging is up 39% year on year as growth of the sector continues. While I’m always loathed to use the term boom (which one can’t help but follow up with ‘bust’) it’s certainly the case that the sector is enjoying a buoyant time of late.…